Type a sentence. Get a transaction. No bank login required.
CapitalCurve is the expense tracker for people too lazy to fill out a form — just type what happened, and the AI handles the rest. No bank connection, ever.
Balance
€4,812.36
In
€2,450.00
Out
€868.59
- GroceriesFood−42.10
- SalaryIncome+2,450.00
- NetflixRecurring−13.99
- Shared · rentHousing−612.50
- Transfer → SavingsTransfer200.00
Never connects to your bank
Most trackers ask for your bank login on day one. CapitalCurve never does, and never will. You type, we parse. Your credentials stay yours.
Smart Paste
Just type a sentence like “coffee 4.50” or paste a bank SMS/notification — no forms, no dropdowns, no manual categorizing. The AI reads it and logs the transaction for you.
Built for two (or more)
Splitting rent, groceries, or a shared card with a partner or roommate? CapitalCurve tracks who paid what automatically — most trackers weren’t built for that at all.
| Typical tracker | CapitalCurve | |
|---|---|---|
| Bank login required | Yes | Never |
| Add a transaction | Manual form/dropdowns | One sentence |
| Split with roommate/partner | Not supported | Built in |
What makes it different
Not your typical expense tracker.
The stuff most apps skip — and the reason a lazy week doesn't blow up your budget.
Smart Paste, powered by AI
Paste any bank SMS, push notification or receipt email — AI pulls out amount, merchant, date and category. No typing.
Share bank alerts straight to the app
On Android and Chrome, hit Share on any bank message — it lands in Smart Paste, pre-filled. Zero copy-paste.
Shared accounts with per-person split
Track who paid on a shared card or rent. Monthly breakdown per member — end the "who owes who" debate.
CSV bank import
Drop last week's export from your bank. Auto-detects date, amount and description columns. Whole week in 30 seconds.
Recurring on autopilot
Rent, salary, Netflix — set once, weekly or monthly. Created automatically on the right day, even if you skipped a week.
PDF & CSV reports
One click for a clean PDF report with totals, or CSV for your spreadsheet. Great for taxes and expense claims.
Security & privacy
Your data is safe.
Boring, careful engineering — so your money data stays yours.
Enterprise-grade hosting
Data lives in a managed PostgreSQL database on Supabase, a SOC 2 Type II certified platform.
Passwords never in plain text
Authentication is handled by Supabase Auth — passwords are hashed, never stored as readable text.
No bank login, ever
CapitalCurve never connects to your bank. Smart Paste only reads text you paste or share yourself.
Never sold, never shared
Your transactions are not sold, rented or shared with third parties — not now, not later.
Pro bonus · New — Pro
Tracking is easy. Understanding is the hard part.
CapitalCurve reads your own transactions and tells you what is actually going on with your money.
See the pattern
Where your money really goes each month, in plain language.
Know what's coming
A forecast of where your balance lands at the end of the month.
Get a plan
Concrete saving suggestions with realistic monthly amounts.
Ask anything
"How much did I spend on food?" — answered from your data.
The basics, done right
Income & expenses
Log every euro or dollar with categories and notes.
Visual insights
See where your money goes with category breakdowns.
Monthly budget
Set a cap and watch a live progress bar as you spend.
Export anytime
One click to download all your data as CSV.